Job Description
LOANS OFFICER JOB ADVERT
An exciting career opportunity has arisen for the role of Loan Officer within Helium Blue Financial Services. This is your opportunity if you want to join a team of energetic and passionate professionals.

Duties and Responsibilities
Business expectations
• Provide support to the respective supervisor to enhance effective customer relationship management (CRM), through sound credit risk management, and portfolio management.
• Preparing credit proposals ensuring that proposals comply with the Company’s credit policy and lending guidelines.
• Interview and check credit requests for completeness of documentation upon submission by clients.
• Request for FCB and credit registry status of clients and prepare for credit committee.
• Ensure that all security documents are properly signed by the client and signatures verified
• Achieve business growth through new and repeat business while achieving set targets.
• Ensure that all security documents are properly signed by the client and signatures verified.
• Eliminate incidents of fraud, losses, and shortages through full compliance with laid-down procedures when executing credit-related tasks.
• Advise clients on maturities to ensure facilities are reviewed timeously for customer retention, follow up visits on irregular, arrears and defaulting clients


Qualifications and Experience
ACADEMIC QUALIFICATIONS, SKILLS AND EXPERIENCE.
• Possess a diploma in Banking, Finance, Business Studies, Accounting, Marketing, or Equivalent from a reputable tertiary institution.
• Holders of professional courses such as the IOBZ Diploma, Executive Certificate in Microfinance & Entrepreneurship, or Credit Management are also encouraged to apply.
• Must have detailed knowledge and understanding of credit appraisal, credit policy appreciation, financial planning, analysis of cash flow, and accounts interpretation.
• Candidates must have, good communication and good computer skills.